Privacy Policy
A legal disclaimer
Effective Date: April 2025
American Retirement and Health Solution is committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, and protect the information you provide to us, including data that may be protected under the Health Insurance Portability and Accountability Act (HIPAA).
1. Information We Collect
We may collect personal information when you:
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Fill out a form on our website
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Schedule a consultation
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Speak with us over the phone or by email
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Provide documents or health-related information relevant to your insurance needs
This may include:
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Name, address, email, and phone number
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Date of birth and demographic details
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Health-related information, such as prescription needs or medical providers (when necessary for Medicare guidance)
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Insurance and financial information for planning purposes
2. Use of Personal Information
We use your information to:
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Provide Medicare and retirement-related services
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Help you explore and enroll in appropriate insurance products
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Schedule and conduct consultations
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Send you updates, appointment reminders, or relevant communications
We only collect information that is necessary for these purposes and do not sell or rent your personal data to third parties.
3. HIPAA Notice
Some of the information we collect may be considered Protected Health Information (PHI) under HIPAA. While we are not a "covered entity" (like a healthcare provider), we recognize the importance of this information and take appropriate steps to protect it.
We do not share PHI without your express permission, except as required by law or in support of your insurance needs (such as submitting information to a licensed carrier with your consent).
4. How We Protect Your Information
We implement physical, technical, and administrative safeguards to secure your data, including:
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Secure digital storage of client files
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Password-protected systems
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Limited access to personal data
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Secure email and document transfer tools where appropriate
However, please note that no system is 100% immune from risk, especially online.
5. Your Rights
You have the right to:
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Request access to or a copy of your personal information
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Request corrections to any inaccurate data
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Request deletion of your data (unless required for ongoing services or legal obligations)
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Withdraw consent for communication at any time
To exercise these rights, contact us using the information below.
6. Cookies and Website Data
Our website may use cookies or tracking tools (such as Google Analytics) to improve user experience. These tools may collect anonymous data such as IP address, browser type, and pages visited. You can disable cookies at any time in your browser settings.
7. Third-Party Links
Our website may contain links to external websites. We are not responsible for the privacy practices or content of these third-party sites.
8. Contact Us
If you have any questions or concerns about this policy, or how your information is handled, please contact:
American Retirement and Health Solution
[Ryan Crusan or Danielle Crabtree]
[855.858.8591]
[info@arhsolution.com]
[arhsolution.com]