Find the Right Medicare Advantage Plan for You
Navigating the complexities of Medicare can be overwhelming, but we're here to help you understand which plans are best suited for your individual needs.
Finding the right one is a unique process that we are dedicated to assisting you with.
Medicare Advantage
What to know
Medicare Advantage Plans, known as Medicare Part C offer coverage through private insurance companies that are approved by Center for Medicare Services (CMS). These plans combine the benefits of Original Medicare (Part A and Part B) and often include additional coverage such as prescription drugs (Part D), dental, vision, and wellness programs. There are multiple different types of Medicare Advantage plans- some with special qualifications. This is where a licensed agent can help sort out the complexities.
Navigating these healthcare options can be overwhelming, but understanding the benefits and differences of Medicare Advantage plans is crucial for making the right decision for your health and budget.
Medicare Advantage Coverage
Medicare Advantage (Part C) is an alternative to Original Medicare (Parts A & B) that’s offered through private insurance companies approved by Medicare. These plans provide all your Part A (hospital) and Part B (medical) coverage—and most include extra benefits too.
What Does Medicare Advantage Cover?
Every Medicare Advantage plan must cover at least the same services as Original Medicare, including:
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Hospital care (Part A)
Inpatient stays, skilled nursing facility care, hospice, and some home health care. -
Medical care (Part B)
Doctor visits, outpatient services, preventive care, lab tests, X-rays, and durable medical equipment. -
Most plans include Part D (Prescription Drugs)
So you typically won’t need a separate drug plan.
Extra Benefits
Networks and Coverage Rules
Many Medicare Advantage plans offer coverage beyond what Original Medicare includes, such as:
Medicare Advantage plans typically use provider networks, such as:
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Vision (eye exams, glasses)
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Dental (cleanings, fillings, dentures)
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Hearing (tests and hearing aids)
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Wellness programs and gym memberships (like SilverSneakers®)
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Over-the-counter (OTC) allowances
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Transportation to medical appointments
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Telehealth services
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HMO (Health Maintenance Organization): Must use in-network doctors except for emergencies.
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PPO (Preferred Provider Organization): Can see out-of-network doctors but at a higher cost.
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SNP (Special Needs Plan): Tailored for specific health conditions or situations.
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PFFS (Private Fee-for-Service): Flexibility in choosing providers who accept the plan’s terms.
Are you eligible for a Medicare Advantage Plan?
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Age 65+ (or younger with certain disabilities)
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Must have Medicare Parts A & B
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Must live in the plan's service area
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We are licensed to serve clients Florida, Georgia, South Carolina, Texas, Tennessee.
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When can I enroll?
Turning 65
Annual Enrollment
Open Enrollment Periods
Special Enrollment
This is your first chance to enroll.
It starts 3 months before and ends 3 months after the month you turn 65.
Annual Enrollment:
Every year from October 15 to December 7.
During this time, you can:
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Join a Medicare Advantage plan
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Switch plans
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Drop a plan
Open Enrollment:
From January 1 to March 31 each year.
If you're already in a Medicare Advantage plan, you can:
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Switch to a different one
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Go back to Original Medicare
You may qualify for a special enrollment if:
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You move
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You lose other coverage
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Your plan changes
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You have a chronic or special health condition
How to Enroll in Medicare Advantage Plans
We make the process of enrolling into a Medicare advantage plan easy and straight forward with 3 simple steps
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Schedule a Call or Consultation
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Compare Plans Based on Your Needs
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Enroll with Confidence
When you choose to work with us
Personalized Guidance
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We will take the time to understand your health needs, budget, and goals — then help you find the plan that truly fits.
Licensed & Knowledgeable
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Though we are licensed Medicare advisors based in Florida, we’re experienced in helping clients across multiple states. No matter where you live, we understand the plans available in your area and can guide you through your Medicare options.
No Sales Pressure
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This isn’t about selling. It’s about serving. We'll give you honest answers, clear explanations, and the space to make your own decisions.
Multiple Carriers, One Point of Contact
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We work with many top-rated insurance companies, so you get unbiased help — without calling five different places.
Free Help. Always.
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Our services come at no cost to you. Whether you enroll or not, we are here to help you understand your options and feel confident in your decision.
Medicare Advantage: FAQs
What’s the difference between Original Medicare and Medicare Advantage?
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Original Medicare covers Part A and Part B services, while Medicare Advantage plans offer additional coverage, often including Part D, and may provide extra benefits like dental and vision.
Can I switch my Medicare Advantage plan?
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Yes, you can switch plans during the Annual Enrollment Period (AEP) or a Special Enrollment Period (SEP), depending on your circumstances.
Are Medicare Advantage plans more expensive than Original Medicare?
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Medicare Advantage plans may have low or no monthly premiums, but you’ll still need to pay your Part B premium. The overall cost will depend on the specific plan and your health needs.