Important Notice Regarding Medicare Products

This website and its services are intended for informational purposes only. The information provided here is designed to help you understand your options with regard to Medicare plans, including Medicare Advantage Plans, Medicare Supplement Plans (Medigap), and Medicare Part D prescription drug plans

 

1. Not Affiliated with the Federal Government

We are not affiliated with or endorsed by the U.S. Government or the Centers for Medicare & Medicaid Services (CMS). The Medicare plans and information provided on this site are offered by private insurance companies. While we can assist you in comparing and selecting Medicare products, we are an independent agency and not a government entity

2. Plan Availability

Medicare plan availability, benefits, and premiums can vary by location and eligibility. We work with a variety of private insurance carriers, which may offer different plans depending on your area of residence. We recommend that you review all plan details carefully and consult with one of our licensed agents for assistance in comparing the options available to you.

3. Medicare Eligibility

You must be enrolled in both Medicare Part A and Part B to be eligible for most Medicare Advantage or Medicare Supplement plans. If you are under 65, you may be eligible for Medicare due to a disability. Please check your specific eligibility requirements to ensure the plans you are considering apply to your situation

4. Plans Are Not a Substitute for Medicare

Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans are optional forms of supplemental insurance that work alongside Original Medicare. These plans may not cover all expenses that Original Medicare doesn’t cover. Be sure to review your specific coverage options and understand your coverage limitations.

5. Licensed Insurance Agents

All consultations and plan recommendations made on this website are provided by licensed insurance agents who are registered with state and federal insurance regulators. Our agents are trained to help you navigate Medicare options and find a plan that fits your healthcare needs and budget. However, they are not licensed to offer tax or legal advice. If you require assistance with tax or legal matters related to your Medicare coverage, we recommend consulting with a professional tax advisor or attorney.

6. No Cost to Use Our Services

Our services are free of charge. You will not be charged for using this website or receiving assistance from our licensed agents. However, any premiums, deductibles, or out-of-pocket costs associated with purchasing a Medicare plan are separate from our services and depend on the plan selected.

7. Advertising and Marketing

By submitting your contact information, you agree to be contacted by licensed agents who can provide additional information about Medicare plans. We may use your information to contact you regarding other relevant insurance products and services. You may opt-out of these communications at any time.

8. Changes to Medicare Plans

Medicare plans, benefits, and premiums are subject to change each year. It’s important to review your plan annually during the Medicare Annual Enrollment Period (AEP) from October 15 to December 7, as well as during any Special Enrollment Periods (SEPs) that may apply. You can contact us for assistance with reviewing and updating your plan during these times.

9. Privacy and Data Security

We are committed to protecting your privacy. Any personal information you provide through this website will be used in accordance with our Privacy Policy, and we take steps to ensure your data is kept secure.